Make Your Home Safer and Unlock Insurance Discounts

How these simple home upgrades can help you save on your homeowners insurance.

As a homeowner, you know how important it is to have the protection that only homeowners insurance in Waterford, Connecticut can offer.  However, just because you need home coverage doesn’t mean that you have to pay an arm and a leg for it.  While there are many things that homeowners can do to lower their insurance rates, one of the best ways to save is by making safety upgrades throughout your property.  Here’s how making your home safer can help you save on insurance.

  • Why Property Upgrades Help You Save on Insurance

Home insurance providers reward homeowners that are proactive about protecting their property.  When you take steps to reduce your risk for property damage, theft, and personal liability claims, your insurer will often reward you in the form of a home safety discount.  Here are some of the ways that you can unlock this type of policy discount.

  • Invest in a Home Security System

Studies show that security systems reduce the risk of homes being burglarized by more than half.  When you have a security system installed at your home, you are not only protecting your belongings from being stolen; you are also protecting your home from any damage that burglars might cause during a break-in.

  • Install Fire Sprinklers

Installing fire sprinklers is a great way to reduce your risk of fire damage.  This is because fire sprinkler systems respond to fires inside the home and quickly release water or other flame retardants to contain the damage caused by heat, smoke, and flames.  Having a water safety system can save your home for total ruin, especially if your local fire station is slow to respond or is located far away.

  • Get Storm Shutters

Storm shutters are protective coverings installed over a home’s windows to protect them from being broken from high winds and flying debris during a storm.  If you live in a part of the country that suffers from extreme storms, hurricanes, or tornadoes, then you should install storm shutters over all of your exterior-facing windows.

These are some of the home upgrades you should make if you want to save on your home coverage.  Do you have additional questions about your homeowners insurance in Waterford, Connecticut?  If so, then contact the experts at The Reardon Agency for assistance today.

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