Did you know about these important homeownership tasks?

If you own a home, then there is a lot of responsibility resting on your shoulders.  While you know that you have to keep up with yard work and take care of repairs, there are a lot of other tasks on your to-do list.  From updating your home appraisal to reviewing your homeowners insurance in Montville, Connecticut, here are some of the essential homeownership tasks that many overlook.

  • Update Your Home Appraisal

During a home appraisal, an expert will come in and evaluate the current value of your home.  Many homeowners are not aware that they need to have their home reappraised every year or so.  This way, they can see how changes such as renovations, neighborhood growth, and so on will affect the value of their home.  When you know your home’s current value, you can make sure that you have an adequate amount of homeowners insurance coverage in place.

  • Upgrade Your Alarms

Your smoke alarms and carbon monoxide detectors keep your family safe by alerting you to fires and gas leaks in your home.  This is why it’s so important to make sure that they are operating properly.  To ensure that your technology is up to date, experts recommend upgrading your smoke alarms and carbon monoxide detectors every ten years.  Additionally, you should replace the batteries in all your alarms on an annual basis.

  • Review Your Insurance

Many homeowners secure insurance and then forget about their policy until they need to file a claim.  However, when you fail to review and update your homeowners insurance, you risk having insufficient coverage.  If your policy does not offer adequate coverage, then you may be forced to cover claim costs on your own.  Rather than take this significant risk, it’s best to review your policy annually and update your coverage to reflect your current needs.

These are some of the tasks that homeowners need to keep up with.  Do you have questions about your homeowners insurance in Montville, Connecticut?  If so, then contact the experts at The Reardon Agency.  Our dedicated team is eager to assist you with all your home coverage needs today.

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