Homeowners Insurance

Your home is likely your biggest asset, your castle, your sanctuary. It’s where your family lives and grows, where precious memories are made, and where you feel safest. Simply put, your home is a large financial and emotional investment. In turn, you will want to protect your property and belongings with reliable homeowners insurance in CT.

Home insurance protects you from potentially devastating expenses by covering damage to your home and personal belongings that are caused by things such as fire, lightning, theft, vandalism, rain, wind, and other events. Liability insurance is often, but not always, a part of a standard homeowners insurance policy. This coverage protects you against a potential lawsuit from someone who is injured on your property, or their belongings are damaged on your property. Furthermore, homeowners coverage can help you pay for expenses if you are forced out of your home in the event of a covered loss.

There are some perils that are not included in a standard homeowners insurance policy. For example, you will need a separate policy to receive protection against flood or earthquake. Additionally, you may need insurance to cover items of high value, like jewelry, antiques, art, collections, or musical equipment.

These days, homeowners can enjoy homeowners insurance protection without the financial strain of a hefty premium. Depending on the insurance company you choose, you can receive discounts for:

• Installing a burglar alarm
• Living in a newly built home
• Having a claim-free history
• Insuring your vehicles with the same insurance company

What’s more is that when you purchase your home insurance policy from us, we offer additional advantages along with some coverages, including:

• 24-hour claims hotline
• Flexible billing – including coordinating with your mortgage company
• Automatic renewal requotes