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11
Jan

7 Factors That Affect Life Insurance Premium Calculation

Life insurance aims to protect your family’s financial future so that they don’t experience financial hardship when you pass away. Additionally, no federal income taxes are charged on the death benefit. However, a Forbes Advisor study found that most policyholders were unaware of factors that are taken into account by insurers when determining a person’s life insurance quotation. In this

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21
Dec

Workers’ Compensation and Mental Health Claims: Everything You Should Know

Work-related injuries take many forms. Physical injuries are visible and present a variety of symptoms. Mental health injuries aren’t visible, but they may have physical symptoms that can make it difficult for a person to perform their duties while on the job and even harder to deal with their personal duties at home. Workers’ compensation insurance will cover mental health

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14
Dec

Are Your Home Fences Covered by Homeowners Insurance?

Fences offer maximum security for your property. To best secure your home, it’s crucial to have them installed and well-maintained. However, what happens when your fence gets damaged? You might be wondering whether your homeowners policy covers them. Damage to fences and other structures on your property is typically covered by a standard homeowners insurance policy, but only to a

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23
Nov

Do Car Insurance Policies Provide Coverage for Animal Damage?

A car insurance policy usually covers damage caused to your car because of an accident, collision, theft, vandalism, riot, or flood. However, you must also know whether your insurer will provide coverage if your car gets damaged by an animal. What is Comprehensive Coverage in Car Insurance? Comprehensive coverage is additional coverage that can be added to your auto insurance

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16
Nov

Can General Liability Protect You Against Faulty Workmanship Claims?

New entrepreneurs venturing into contracting may wonder if there’s such a thing as general liability faulty workmanship insurance. While a standard general liability insurance policy on its own does not cover professional errors, you can still adjust your policy to include coverage for faulty workmanship. Does General Liability Insurance Cover Faulty Workmanship? The concept of general liability faulty workmanship should

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