Business Insurance
General Liability Insurance Vs. Professional Liability Insurance: What Should You Know
A comprehensive business insurance policy ensures that your business is financially secure in the event of losses from a wide range of potential risk factors. A business insurance policy includes two liability coverages, general liability, and professional liability coverages. Both cover different types of risk factors that may result in lawsuits. While general liability is needed by all businesses, whether
Do You Need Business Insurance for Your Food Delivery Business?
As the pandemic has reshaped the way we live and work, the demand for food delivery services has skyrocketed. The rise of companies like Uber Eats, DoorDash, Grubhub, and Postmates has made it easier than ever for consumers to order food without leaving their homes. But what about the risks and liabilities that come with delivering food? Do you need
Injuries Outside of Workplace – What Does Workers’ Comp Cover?
Accidents happen when we least expect them, and unfortunately, they can occur outside of the workplace too. Whether it’s a slip and fall while grocery shopping or a car accident on the way to the movies, injuries can happen at any time and place. While workers’ compensation is often associated with workplace injuries, did you know that it can also
Rising Cost of Umbrella Insurance: Why Now Is the Time to Get It
The goal of umbrella insurance is to provide additional liability coverage beyond the limits on your standard business insurance policies. This policy kicks in when other insurance plans fall short of covering the costs and the policyholder is accountable for damage or injuries caused to third-parties. Umbrella insurance safeguards the policyholder against litigation and major claims. Also known as additional
Workers’ Compensation and Mental Health Claims: Everything You Should Know
Work-related injuries take many forms. Physical injuries are visible and present a variety of symptoms. Mental health injuries aren’t visible, but they may have physical symptoms that can make it difficult for a person to perform their duties while on the job and even harder to deal with their personal duties at home. Workers’ compensation insurance will cover mental health
