Occasionally, home insurance companies fail to renew homeowners insurance policies, with properties located in high-risk areas being at the highest risk of losing coverage. Besides high risk, your insurer can also cancel your homeowners’ insurance policy if you file too many insurance claims. However, non-renewal of homeowners insurance does not mean you should let your property remain uninsured or underinsured. Reason Why Your Insurer
According to the National Center for Biotechnology Information (NCBI), low-quality sleep has a negative effect on employees’ productivity in the workplace. Sleep-deprived employees tend to experience memory lapse, low concentration, difficulty learning, frequent absenteeism, and high rates of sick leave. To avoid these problems, you should get at least 7 hours of uninterrupted sleep every night, per the Center for
There are currently around 43 million renter households in the U.S., as noted in the Census Bureau’s Housing Vacancy Survey. Surprisingly, recent research has revealed that nearly 50% of American adults ages 23 to 29 carry no renters insurance. More specifically, 46% of the respondents deemed it unnecessary, 33% thought it was too expensive, and 25% said they just hadn’t
There are currently about 30.7 million small businesses in the U.S., representing around 99.7% of all businesses in the country, as reported by the U.S. Small Business Administration (SBA). Moreover, a recent study by Marshall & Swift/Boeckh found that 75% of small businesses and 45% of small business owners in America are underinsured and uninsured, respectively. To put it another
Many types of fall and winter property damage are easily prevented. Taking care of a few fall maintenance tips will keep your home in good working order through the winter and into spring. 1.) Check Your Windows/Doors Inspect your windows to ensure there are no cracks or damage to the frames. Make sure the weather-stripping around the doors is still