Reardon Agency

As a small business owner, you want to do everything in your power to protect your company.  This is why you have employed safety standards and protocols and secured comprehensive business insurance in Montville, Connecticut.  However, what many small business owners don’t know is that one of their biggest sources of risk is not having enough employees. Here are the consequences

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A recent study showed that the number of people with life insurance coverage continues to drop. Over 40 percent of adults admit that they do not own a policy. The same study showed that many families admit that they would face serious financial issues if the main financial provider for the family passed away. During these uncertain times, life insurance

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The ongoing COVID-19 pandemic has impacted the everyday lives of millions of people around the world. The pandemic will leave a lasting impact long after things go back to normal. During this difficult time, it’s important that you take care of yourself. Managing your mental health will help you get through these difficult times. Here is a look at some

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As companies continue to deal with the ongoing COVID-19 pandemic, they must prepare to deal with a new threat. Advanced terrorist groups and cybercriminals are using the pandemic to their advantage to cause trouble. Business in COVID-19 times has been impacted by hackers compromising passwords, damaging applications, and inserting malware. Businesses are struggling to adapt to these data breaches. It’s

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As the world continues to deal with the ongoing COVID-19 pandemic, travelers are learning how to adapt. Americans are limited in the places that they can travel to without any restrictions. The future is still very uncertain. However, many travelers and leaders in the global travel industry have begun to think about travel after COVID-19 and the available options. Here

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According to the U.S. Small Business Administration (SBA), business owners should carry the right commercial insurance to protect them from named perils such as theft, natural disasters, accidents, vandalism, and lawsuits. Without adequate commercial insurance, you are exposing your business to financial distress. Because commercial insurance is tailor-made to fit the unique needs of every business, it is essential to

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Winter is a blissful yet dangerous season in the U.S., during which you can easily lose your property to winter damage or spend a lot on repairs. For instance, in 2019 alone, winter weather caused more than $2 billion in property damage, as reported by the  Insurance Information Institute (III). The most common causes of property damage during winter include,

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Occasionally, home insurance companies fail to renew homeowners insurance policies, with properties located in high-risk areas being at the highest risk of losing coverage. Besides high risk, your insurer can also cancel your homeowners insurance policy if you file too many insurance claims. However, non-renewal of homeowners insurance does not necessarily mean you should let your property remain uninsured or

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According to the National Center for Biotechnology Information (NCBI), low-quality sleep has a negative effect on employees’ productivity in the workplace. Sleep-deprived employees tend to experience memory lapse, low concentration, difficulty learning, frequent absenteeism, and high rates of sick leave. To avoid these problems, you should get at least 7 hours of uninterrupted sleep every night, per the Center for

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There are currently around 43 million renter households in the U.S., as noted in the Census Bureau’s Housing Vacancy Survey. Surprisingly, recent research has revealed that nearly 50% of American adults ages 23 to 29 carry no renters insurance. More specifically, 46% of the respondents deemed it unnecessary, 33% thought it was too expensive, and 25% said they just hadn’t

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